The Shield Against Financial Crime

Rudrik is an AI-native compliance platform for KYC, AML, sanctions, PEP, and transaction monitoring. Built for Indian fintechs, banks, and NBFCs, that can’t afford to get it wrong.

6+
Core Modules
50+
Data Sources
100%
India-Compliant
24/7
Vigilant Watch
6+
Core Modules
50+
Data Sources
100%
India-Compliant
24/7
Vigilant Watch
🛡️ RBI Ready ⚖️ SEBI Aligned ⚖️ IRDAI / FIU-IND
Why We Exist

Guardians of Financial Compliance

Rudrik.io exists because financial crime destroys lives. Every laundered rupee funds crime. Every fake identity enables fraud. Every unscreened transaction could finance terror. We refuse to let this happen.

We are an AML and KYC compliance firm serving banks, fintech companies, NBFCs, crypto exchanges, insurance companies, and any business required to know and verify their customers.

Our Oath

To make financial crime impossible — through relentless identity verification, tireless transaction monitoring, and unwavering regulatory compliance. This is our dharma. This is our fire.

The Battle We Wage

The Evils We Vanquish

Every day, financial criminals attempt to corrupt institutions. RUDRIK TECHNOLOGY PRIVATE LIMITED stands in their way.

⚔️

Money Laundering

Tracing and dismantling layered transactions designed to disguise the origins of criminal funds through shell companies, hawala networks, and complex financial structures.

🎭

Identity Fraud

Exposing synthetic identities, forged Aadhaar cards, stolen PAN numbers, and fake passports before they infiltrate your customer base and enable crime.

⚠️

Terror Financing

Real-time screening against OFAC, UN, EU, and 200+ global sanctions and watchlists to cut off funding to terrorist organizations and sanctioned entities.

⚖️

Regulatory Failure

Preventing devastating regulatory penalties, license revocations, and reputational destruction by ensuring total compliance with RBI, FATF, SEBI, PMLA, and global standards.

The Platform

One Unified Compliance Command Center

Everything your team needs to screen, verify, monitor and report — in a single integrated platform built for speed.

🔒 app.rudrik.io  /  dashboard LIVE
Rudrik unified compliance command center — real-time dashboard for screening, verification, transaction monitoring and STR/CTR reporting Click to enlarge
Screen200+ global lists, sub-second response
VerifyAadhaar · PAN · Voter · Passport
👁
Monitor24/7 transaction & entity surveillance
📋
ReportSTR / CTR auto-generated, audit-ready
Our Services

The Complete Compliance Arsenal

Six pillars of protection — each forged in fire to defend your business at every layer.

I

KYC & Aadhaar Verification

Pehchaan Sthapana — Identity Establishment

Complete identity verification and customer onboarding with real-time document authentication against government databases. We are the first line of defence — ensuring every person who enters your system is who they claim to be.

Why this matters

A single unverified customer can expose your entire business to fraud, regulatory penalties, and reputational ruin. KYC is not paperwork — it is survival.

  • Aadhaar verification via UIDAI (OTP + biometric + demographic)
  • PAN card authentication with name, DOB, and status matching
  • Passport and Voter ID verification
  • Driving license cross-check
  • Face match and liveness detection (anti-spoofing)
  • Video KYC for remote onboarding (RBI compliant)
  • Address verification via utility bills, bank statements
  • Company KYC: CIN, GSTIN, MCA verification
  • Batch processing for bulk customer verification
  • Re-KYC automation for existing customers
II

AML Screening

Dhan Shuddhi — Wealth Purification

Continuous screening against the world's most comprehensive sanctions and enforcement databases. We detect financial crime before it enters your system — not after the damage is done.

Why this matters

One missed sanctions hit can result in crores in penalties, criminal prosecution, and permanent loss of banking relationships. AML screening is your licence to operate.

  • Global sanctions lists (OFAC SDN, UN, EU, HMT, MAS, AUSTRAC)
  • 200+ country-specific watchlists
  • Real-time screening at onboarding
  • Ongoing monitoring with automated re-screening
  • Fuzzy name matching (handles transliteration, aliases)
  • Batch screening for portfolio reviews
  • Risk-based alert management
  • False positive reduction with AI scoring
  • Audit trail for every screening decision
  • API integration for your existing systems
III

PEP & Sanctions Screening

Shakti Pariksha — Power Examination

Deep screening specifically for Politically Exposed Persons and sanctioned entities. PEPs carry heightened risk — we ensure you identify them, assess the risk, and apply the right level of scrutiny.

Why this matters

PEPs and their associates are statistically more likely to be involved in bribery, corruption, and money laundering. Ignoring PEP risk is a compliance death sentence.

  • Current and former PEPs across 240+ countries
  • PEP family members and close associates (RCA)
  • Heads of state, ministers, judges, military leaders
  • State-owned enterprise (SOE) officials
  • Domestic PEP screening (Indian political figures)
  • OFAC SDN, Sectoral Sanctions, Non-SDN lists
  • UN Security Council consolidated list
  • EU consolidated sanctions list
  • Dual-use goods and arms embargo checks
  • Automated PEP risk scoring with escalation
IV

Adverse Media Monitoring

Prahari Drishti — Sentinel Vision

AI-powered global media surveillance that never sleeps. We scan newspapers, court records, and digital sources across the world to detect negative news about your customers before regulators do.

Why this matters

If your customer appears in a fraud case or corruption scandal and you didn't know — regulators will ask why not. Adverse media monitoring is your early warning system.

  • 50,000+ global news sources monitored
  • 100+ languages covered including Hindi, regional Indian languages
  • Categories: fraud, corruption, terrorism, money laundering, tax evasion, narcotics
  • Court records and legal proceedings tracking
  • Enforcement actions and regulatory penalties
  • Social media intelligence
  • Structured risk classification: low, medium, high, critical
  • De-duplication and relevance scoring
  • Historical adverse media archive
  • Automated alerts on new negative coverage
V

CDD & Transaction Monitoring

Vyapar Raksha — Commerce Protection

Customer Due Diligence and real-time transaction surveillance powered by AI. We watch every transaction, detect every anomaly, and generate every report — so that nothing slips through.

Why this matters

Without CDD and transaction monitoring, your business is flying blind. You cannot report what you cannot see. And what you cannot see will destroy you.

  • Standard CDD for low-risk customers
  • Simplified CDD (SCDD) for verified low-risk
  • Enhanced Due Diligence (EDD) for high-risk customers and PEPs
  • Dynamic customer risk scoring
  • Real-time transaction pattern analysis
  • Structuring/smurfing detection
  • Unusual volume and velocity alerts
  • Cross-border transaction monitoring
  • Suspicious Transaction Report (STR) auto-generation
  • Cash Transaction Report (CTR) for ₹10 lakh+ threshold
  • Filing directly with FIU-IND
  • Complete audit trail for every decision
VI

Compliance Audit & Training

Righteous Education

Complete compliance audits, regulatory gap analysis, policy creation, and staff training. We don't just find problems — we build an unbreakable compliance culture within your organization.

Why this matters

Technology without trained people is useless. The strongest compliance programme combines systems, policies, and people who know exactly what to look for.

  • Full AML/KYC compliance audit (RBI, PMLA, FATF)
  • Gap analysis with detailed remediation roadmap
  • KYC/AML policy and procedure documentation
  • Board-level compliance reporting
  • STR/CTR filing support with FIU-IND
  • Staff training: AML awareness, red flag identification
  • Mock regulatory inspection preparation
  • MLRO (Money Laundering Reporting Officer) support
  • Annual compliance health check
  • Regulatory change management and updates
The Process

From Onboarding to Ongoing Compliance in Six Steps

I

Customer Onboarding

Enter details or upload CSV for bulk screening. PAN, Aadhaar, CIN, and passport supported.

II

Real-Time Screening

Instant check across sanctions, PEP, and adverse media. India-specific fuzzy matching reduces false positives.

III

Risk Assessment

Automatic risk scoring (Low / Medium / High). CDD tier assigned: SDD, Standard, or EDD.

IV

Case Investigation

Flagged entities auto-create cases. Assign analysts, add notes, escalate with full audit trail.

V

Ongoing Monitoring

Continuous re-screening against updated lists. SLA tracking ensures turnaround targets are met.

VI

Regulatory Filing

Generate STR/CTR reports in RBI-compliant formats. Complete audit trail for inspections.

When You Need RUDRIK TECHNOLOGY PRIVATE LIMITED

The Moments That Demand a Shield

Launching a Fintech

You need KYC infrastructure from day one. RBI won't approve you without it. We build your compliance backbone before you launch.

Scaling Your NBFC

More customers means more risk. Your existing compliance can't keep up. We provide the screening capacity that scales with you.

Entering Crypto/Web3

Regulators are watching. One sanctions miss and your exchange is finished. We provide the AML framework that keeps you operational.

Facing an RBI Audit

The inspection notice arrived. Don't panic. Our team prepares you — fixes gaps, documents policies, and trains your staff in weeks.

After a Compliance Failure

You received a penalty or warning. We conduct a root-cause audit, remediate everything, and rebuild your compliance from the ground up.

Going Cross-Border

International transactions demand FATF-level compliance. We screen against 200+ global lists and ensure you meet every jurisdiction's requirements.

Our Pricing

Choose Your Shield

Transparent plans forged in fire — no hidden fees, no compliance shortcuts.

Monthly Annual Save 20%
Tier I
Kavach
The First Shield
19,999/mo
Early-stage fintechs, startups & NBFCs. Up to 5,000 screenings / month.
  • Sanctions & PEP screening
  • Basic adverse media
  • KYC & Aadhaar verification
  • Compliance dashboard
  • 5 user seats
  • REST API access
  • Email support (48h SLA)
  • Advanced adverse media AI
  • Case management

14-day free trial • No credit card

Tier III
Chakra
The Supreme Weapon
Custom
Large banks, insurance groups & enterprises. Unlimited scale, fully bespoke.
  • Everything in Agni
  • Unlimited screenings
  • Bulk screening & CSV upload
  • Custom integrations
  • Dedicated CSM
  • On-premise option
  • Unlimited user seats
  • 24/7 support & SLA
  • White-label option available

Custom onboarding • Dedicated team

✓ RBI Compliant ✓ FATF Aligned ✓ PMLA Ready ✓ 99.9% Uptime SLA
The Comparison

Full Feature Matrix

Every shield layer, side by side — see exactly what you get.

FeatureKavachAgniChakra
KYC & Identity
Aadhaar OTP / biometric / demographic
PAN, Passport, Voter ID, DL verification
Face match & liveness detection
Video KYC (RBI compliant)
Re-KYC automation
Company KYC (CIN, GSTIN, MCA)Basic
AML & Sanctions
OFAC, UN, EU sanctions screening
200+ global watchlists
Fuzzy name matching (AI-powered)
Ongoing monitoring & re-screening
Transaction monitoring & alerts
PEP & Adverse Media
PEP screening — 60+ countries
PEP — 240+ countries + family/associates
Real-time adverse media monitoring
Support & Infrastructure
Screenings per month5,00025,000Unlimited
User seats515Unlimited
REST API access
On-premise / private cloud
Dedicated compliance officer
Support SLA48 hours8 hours1 hour (24/7)
Questions

Frequently Asked

Clarity is dharma. Answers to the questions warriors ask before battle.

Can I switch plans as my business grows?+

Yes — upgrade at any time, instantly. Downgrading is available at your next billing cycle. We prorate charges so you only pay for what you use. No lock-in contracts on Kavach or Agni.

What happens if I exceed my monthly screening limit?+

We never cut off your service. You'll be notified at 80% and again at 100% of your limit. Overage is billed at ₹6 / screening on Kavach and ₹4 on Agni. Chakra is unlimited.

Is our customer data stored on your servers?+

RUDRIK TECHNOLOGY PRIVATE LIMITED processes verification data in real-time and does not store customer PII beyond the minimum audit trail required by PMLA. All data is encrypted at rest (AES-256) and in transit (TLS 1.3). Enterprise clients can opt for zero-storage configurations.

How quickly can we go live?+

Kavach and Agni can be live in 48 hours — API credentials are issued immediately after verification. Chakra enterprise deployments are typically live within 2 weeks including custom integrations and staff onboarding.

Is there a free trial?+

Kavach and Agni both offer a 14-day free trial with full functionality — no credit card required. You get 100 free verifications during the trial period to test against real-world data.

What regulations do your plans help us comply with?+

RUDRIK TECHNOLOGY PRIVATE LIMITED satisfies RBI Master Directions on KYC, PMLA 2002, SEBI AML guidelines, FATF recommendations, IRDAI KYC requirements, and global standards including OFAC, EU AML Directives (AMLD5/6), and FinCEN requirements.

Reach Us

Begin Your Protection Today

Whether you need Aadhaar verification, AML screening, PEP checks, sanctions screening, adverse media monitoring, CDD, transaction monitoring, or a complete compliance overhaul — Rudrik.io stands ready to shield your business from every financial threat.

Share your requirements. Our compliance team respond within 24 hours.

contact@rudrik.io
Kolkata, West Bengal, India
www.rudrik.io